Commercial mortgages
Commercial mortgages
Buying premises for your business, investing in commercial property, or growing a portfolio? I arrange commercial mortgages and specialist finance across Liverpool, Merseyside and the North West, with access to a wide range of mainstream and specialist lenders.
What I can help with
- Owner-occupier mortgages to buy the premises your business trades from
- Commercial investment to purchase or refinance property let to business tenants
- Semi-commercial (mixed-use) property, such as a shop or office with flats above
- Portfolio and complex buy-to-let for landlords with several properties or limited companies
- Bridging and development finance for purchases, refurbishments and short-term needs
- Refinancing existing commercial borrowing to release equity or improve terms
How it works
- Understand the deal We talk through the property, your business or plans, and your goals.
- Shape the case I help present your figures and projections in the way lenders want to see them.
- Search the market I approach suitable mainstream and specialist lenders for terms.
- Agree terms We compare the offers on rate, fees, term and flexibility, not just headline cost.
- Through to completion I manage the application, valuation and legal process alongside you.
Member of FIBA
I'm a member of the Financial Intermediary & Broker Association (FIBA), which gives me access to a broad panel of specialist commercial and bridging lenders, alongside the wider whole-of-market residential lenders. That means I can look further than the high street to find a lender that fits your business and your property.
Every case is individual
Commercial lending is assessed case by case. Lenders look at the property, the strength of your business or the rental income, your experience, and your deposit or equity, so terms vary from one deal to the next. That's exactly where good advice earns its keep: I'll give you an honest view of what's realistic before you spend time and money pursuing it.
Let's talk about your plans
Whether you're an established business, a first-time commercial buyer or a landlord expanding a portfolio, the best place to start is a straightforward conversation. Tell me what you're trying to do and I'll tell you honestly whether and how I can help.
Looking at a commercial deal?
Get in touch for a free, no-obligation chat about your commercial mortgage.